Klaro Budget
Stop guessing where your money goes. Klaro Budget helps you create realistic pay schedules, track recurring bills, predict future expenses, and see exactly how much disposable income you really have.
Smart Budgeting
Everything you need to master your finances
Unlike other budgeting apps that focus on categories, Klaro Budget aligns with how you actually get paid and spend money.
- Real Pay Schedules
- Create pay schedules that actually align with your salary. Whether you're paid weekly, bi-weekly, or monthly, see your real income flow.
- Set-and-Forget Bills
- Create bills once and let Klaro handle the recurring schedule. No more manual entry every month - just set it and forget it.
- Smart Transactions
- Track standalone transactions or tie them to bills. See exactly where your money goes and how it relates to your planned expenses.
- Real Disposable Income
- See your actual balance, total bills, income, and most importantly - how much real disposable income you have left in the current period.
- Predictive Billing
- Look into future periods and see exactly how your finances will play out. Plan for big expenses and know if you're on track months ahead.
Just Launched
Predictive Billing
See into the future of your finances. Our predictive billing feature lets you plan months ahead, visualize your financial trajectory, and make informed decisions about upcoming expenses.
- Future Period Planning.
- Look ahead to see exactly how your finances will play out in future periods.
- Cumulative Balance Tracking.
- Visualize how your balance will change over time with interactive charts.
- Smart Expense Planning.
- Plan for big expenses and know if you're on track months ahead.
Join the Beta
Klaro Budget is currently in beta. As one of our first 50 users, you'll get a full year free when we launch - all we ask is for your feedback to help us build the perfect budgeting experience.
Beta access • No credit card required • Cancel anytime
Product Roadmap
Upcoming Features
We're continuously improving your budgeting experience. Here's what's coming next.
AI Insights
In TestingSmart recommendations to optimise your spending, identify trends in your financial behavior, and suggest ways to reach your goals faster.
- Target Release
- Early July 2025
- Priority
- High
Automatic Transactions
ResearchLink your bank accounts to automatically import transactions and link them to Bills, no more manual entry.
- Target Release
- August 2025
- Priority
- Medium
Smart Goals
ResearchSet goals to pay off credit cards or save for life events. Track your progress and get personalized recommendations to reach your financial goals faster.
- Target Release
- October 2025
- Priority
- Low